If you are considering a COVID loan modification, it is important to understand the potential impact that such a decision may have on your credit score. While there are many factors that can affect a credit score, specifically how much you owe on your loans and how long you have been paying them back, modifications may impact your default risk […]

Is your credit score lower than you would like it to be? Credit repair is something that can be undertaken by anyone who is willing to do what it takes. Read our tips and you will find out how you can get your credit score back to where you want it to be. It is a bad idea to threaten […]

The American dream is one so that any person can do anything they want if they try hard enough and apply themselves. While repairing credit may not be the typical idea of the American dream, it too can be done, if you try hard enough and apply the tips you learn in this article. Resist the grace periods that credit […]

Many of the millions of people with bad credit today, were actually very responsible and always repaid their money on time. It’s the creditors who decided to exercise their annual percentage hikes to the maximum number allowed by law. This greed caused many to fall into debt, and now millions are trying to repair their credit ratings and need accurate, […]