United Labor Credit Union (ULCU) is a full-service financial institution that has been serving the St. Louis metropolitan area for over 50 years. ULCU was founded in 1966 by a group of local unions that saw the need for a financial institution that would serve the needs of working families. Today, ULCU is still owned and operated by its member-owners, and is committed to providing affordable banki...
Latah Credit Union offers members a variety of ways to bank, whether they prefer online, mobile, or in-person. If you’re interested in opening an account with Latah Credit Union, this blog post will walk you through the steps. And if you’re not sure whether Latah is the right credit union for you, we’ll answer some common questions at the end.
How to Open an Account with Latah Credit Union
There are three primary ways to open an account with Latah Credit Union: online, mobile, and in-person.
Online: Visit latahcu.org and click “Open an Account.” You’ll be prompted to enter your personal information, including your name, address, phone number, date of birth, and social security number. Once you’ve completed that step, you’ll choose your account type and deposit amount. The final step is to review and agree to the terms and conditions. Once you’ve done that, your account will be opened and you can begin banking!
Mobile: Download the Latah Credit Union app from the App Store or Google Play Store. After opening the app, tap “Open an Account” and then follow the prompts to enter your personal information. Once you’ve completed that step, you’ll choose your account type and deposit amount. The final step is to review and agree to the terms and conditions. Once you’ve done that, your account will be opened and you can begin banking!
In-Person: Visit any Latah Credit Union branch location and speak with a banker about opening an account. You’ll need to bring your driver’s license or other government-issued ID as well as your social security number. The banker will help you open your account and get started with banking!
Common Questions about Latah Credit Union Accounts
Is there a monthly fee? No, there are no monthly fees for any type of account at Latah Credit Union. However, there are fees for certain services, such as overdrafts or wire transfers.
What is the minimum deposit required? For savings accounts, the minimum deposit is $5. For checking accounts, the minimum deposit is $25.
Can I open a joint account? Yes! latah credit union offers joint accounts for those who want to share finances with a spouse or partner. To open a joint account, both applicants must visit a branch location together and bring their driver’s license or other government-issued ID as well as their social security number.
What happens if I overdraw my account? If you overdraw your account, latah credit union will charge a $30 fee for each occurrence. In addition, you may be charged fees by merchants if they try to process a transaction that would result in an overdraft on your account.
What types of ATM cards does latah credit union offer? latah credit union offers Visa debit cards as well as ATM cards that can be used at any CO-OP ATM locations nationwide.
Opening an account with latah credit union is easy! Whether you prefer to bank online or in person, we have options that will work for you. Plus, our friendly bankers are always happy to answer any questions you may have about our products or services—stop by today and see what we can do for you!